Option one
Pay straight away
Scan a code and pay us directly from your bank account, in a few clicks.
Trade Account · iwocaPay
Order now. Pay later.
Up to £30,000 of credit to spend with Vala Fresh, on orders from £150. Pay now, or pay in 30 days, or split it into 3 monthly payments — both credit options interest-free.
Subject to approval. Terms and conditions apply.
Soft credit check
About five minutes
No hidden fees
How it works
Set up once. Then use it on every order.
1
Check your limit
A soft credit check, so your credit score isn't affected.
2
Get approved
Sign up in about five minutes and get your decision online.
3
Choose your terms
30 days, or 3 equal monthly payments. Both interest-free.
4
We deliver
Pick iwocaPay at checkout and we get on with your order.
How you can pay
Three choices at the iwocaPay checkout. You pick, order by order.
Option two
Pay in 30 days
Take your delivery now and pay the full amount 30 days later.
Option three
3 monthly payments
Split the amount into 3 equal monthly payments.
Both options are completely interest-free with no hidden fees. Repayments are collected automatically, and you can clear the balance early whenever you like. Stuck at the iwocaPay checkout? Call iwoca on 020 3778 0549. Subject to approval. Terms and conditions apply.
Good to know
Directors only
A Director of the business must be the one to sign up.
Done once
Approved once. After that you just sign in with the same email and carry on.
No effect on your score
Checking your eligibility is a soft credit check.
Repay early
Clear the balance ahead of time whenever you like.
Questions, answered
Is there a catch, or a hidden fee?
No. As long as you choose either the 30-day option or the 3-month option, it's completely interest-free with no hidden fees.
How long does approval take?
Sign-up takes about five minutes and the decision is made online. You only do it once.
Will it affect my credit score?
No. Checking your eligibility is a soft credit check, so your credit score isn't affected.
Who can apply?
UK limited businesses and LLPs, on orders from £150. A Director of the business must be the one to sign up.
Who do I pay?
You repay iwoca. Vala Fresh is paid in full at checkout, so nothing changes about your order or your delivery.
How are repayments collected?
Automatically, on the terms you chose at checkout. You can also clear the balance early whenever you like.
See what you can spend
A soft credit check and about five minutes. If you are approved, your limit is ready for your next order.
Subject to approval. Terms and conditions apply.